Your Financial Co-Pilot for Every Money Decision
Free, accurate, real-time calculators for tax, salary, SIP, loans, and more. Navigate your financial journey with confidence.
20+
Calculators
1L+
Monthly Users
4.9/5
Accuracy Rating
100%
Free Forever
Popular Calculators
Most used tools by Indians for everyday financial planning
Browse by Category
Find the right calculator for your financial need — from tax planning to retirement
Popular
Income Tax • GST • HRA
Popular
SIP • Lumpsum • Compound Interest
Popular
EMI
Popular
Retirement • NPS
Popular
In-Hand Salary
Recently Updated Calculators
Updated for the latest FY 2026-27 rules and rates
Income Tax Calculator
Updated for FY 2026-27 slabs, standard deduction of Rs 75,000, and Section 87A rebate.
Calculate →HRA Calculator
Updated for metro and non-metro HRA exemption limits under Section 10(13A).
Calculate →Gratuity Calculator
Reflects the Rs 20 lakh gratuity ceiling under the Payment of Gratuity Act.
Calculate →PPF Calculator
Updated with the current 7.1% PPF interest rate and 15-year maturity rules.
Calculate →Not sure which calculator you need?
Browse all 20+ calculators by category — tax, salary, investments, loans, retirement, and government schemes.
Why Trust ArthPilot?
Built specifically for the Indian financial ecosystem — from tax slabs to PF rules. Every number is sourced, verified, and kept current.
Verified Formulas
Every calculator uses formulas sourced from official government notifications, the Income Tax Act, and RBI guidelines — not approximations.
Updated for FY 2026-27
Tax slabs, PPF rates, gratuity limits, and standard deductions are reviewed and updated every financial year.
No Data Stored
All calculations happen in your browser. We never store your income, salary, or investment details on any server.
Independently Reviewed
Each calculator is cross-checked against official examples and sample calculations before publication.
Editorial Standards
We hold our articles and calculators to the same standard you would expect from a financial advisor.
Source-First Writing
Every claim in our articles links to the official source — the Income Tax Department, RBI, or the Ministry of Finance.
Unbiased Comparisons
We do not sell financial products or earn commissions. Our comparisons are based on data, not affiliate relationships.
Regular Reviews
Articles are reviewed at least once a year and whenever a rule changes. The last review date is shown on every article.
Plain-Language Explanations
We translate legal and financial jargon into language a non-finance person can understand and act on.
Calculation Methodology
Every result you see follows a four-step process — from official source to your screen.
Source the Official Rule
We start from the primary source — the Finance Act, RBI circular, or scheme notification — to get the exact formula.
Build the Calculation
The formula is implemented in code with the same slab boundaries, rounding rules, and exemptions the law specifies.
Cross-Check with Examples
We verify each calculator against official sample calculations and edge cases like rebate limits and surcharge thresholds.
Publish and Monitor
After publication, we track regulatory changes and update the calculator the moment a new rule takes effect.
Trusted by Indian Investors
Over a lakh investors use ArthPilot every month to plan tax, salary, investments, and retirement.
1,00,000+
Monthly Users
20+
Free Calculators
4.9/5
User Accuracy Rating
100%
Free Forever
13
In-Depth Guides
0
Data We Store
Recently Published Articles
Fresh insights on Indian personal finance
SIP Investment Strategy: A Complete Guide for Indian Investors in 2026
Master Systematic Investment Plans in 2026. Learn how SIPs work, rupee-cost averaging, step-up SIPs, return calculations, tax rules, and how to build a winning mutual fund portfolio.
FD Calculator: Fixed Deposit Interest & Maturity Amount Guide 2026
A complete FD guide for 2026 explaining interest calculation, maturity formula, compounding, tax rules, senior citizen benefits, laddering strategies and calculators.
HRA Calculator Guide: How to Calculate House Rent Allowance Exemption
A complete HRA exemption guide for employees in India, including Section 10(13A), salary definition, metro vs non-metro calculation, worked examples, and tax-saving tips for 2026.
Latest Financial Guides
Step-by-step guides to help you make confident money decisions
SIP Investment Strategy: A Complete Guide for Indian Investors in 2026
Master Systematic Investment Plans in 2026. Learn how SIPs work, rupee-cost averaging, step-up SIPs, return calculations, tax rules, and how to build a winning mutual fund portfolio.
FD Calculator: Fixed Deposit Interest & Maturity Amount Guide 2026
A complete FD guide for 2026 explaining interest calculation, maturity formula, compounding, tax rules, senior citizen benefits, laddering strategies and calculators.
HRA Calculator Guide: How to Calculate House Rent Allowance Exemption
A complete HRA exemption guide for employees in India, including Section 10(13A), salary definition, metro vs non-metro calculation, worked examples, and tax-saving tips for 2026.
Gratuity Calculator Guide: Calculate Your Gratuity Amount in India
A comprehensive gratuity guide for Indian employees, covering the Payment of Gratuity Act, eligibility rules, the five-year requirement, calculation formula, taxation, and examples.
Featured Articles
In-depth articles on Indian personal finance
SIP Investment Strategy: A Complete Guide for Indian Investors in 2026
Master Systematic Investment Plans in 2026. Learn how SIPs work, rupee-cost averaging, step-up SIPs, return calculations, tax rules, and how to build a winning mutual fund portfolio.
16 min readInvestmentsFD Calculator: Fixed Deposit Interest & Maturity Amount Guide 2026
A complete FD guide for 2026 explaining interest calculation, maturity formula, compounding, tax rules, senior citizen benefits, laddering strategies and calculators.
15 min readTax PlanningHRA Calculator Guide: How to Calculate House Rent Allowance Exemption
A complete HRA exemption guide for employees in India, including Section 10(13A), salary definition, metro vs non-metro calculation, worked examples, and tax-saving tips for 2026.
12 min readSalary & EmploymentGratuity Calculator Guide: Calculate Your Gratuity Amount in India
A comprehensive gratuity guide for Indian employees, covering the Payment of Gratuity Act, eligibility rules, the five-year requirement, calculation formula, taxation, and examples.
12 min readInvestment PlanningPPF vs FD: Which is Better in 2026?
Compare PPF and Fixed Deposits on returns, taxation, liquidity, safety, and suitability for long-term wealth creation.
9 min readRetirement PlanningHow Much Retirement Corpus Do You Need in India?
Discover how much retirement corpus you need in India, how inflation affects retirement planning, and how to build wealth systematically.
10 min readWhy ArthPilot?
Built specifically for the Indian financial ecosystem — from tax slabs to PF rules.
Real-Time Results
All calculations update instantly as you type. No submit buttons, no waiting.
Always Accurate
Updated every year for the latest tax slabs, PF rates, and government rules.
Visual Breakdowns
Charts, pie graphs, and tables that make complex numbers easy to understand.
Indian Formatting
All amounts in Rs with Indian lakh/crore formatting (e.g. Rs 10,00,000).
20+ Calculators
From income tax to retirement planning — everything under one roof.
Mobile First
Perfectly usable on any screen — designed for mobile from day one.
Stay Ahead with ArthPilot
Get financial insights, calculator updates, tax changes, and money planning tips delivered to your inbox.
Questions? Reach us at hello@arthpilot.in
Join 10,000+ Indians. Unsubscribe anytime.